Your privacy and how we handle your information

Information we collect

We collect the information you choose to provide when you use the life insurance needs calculator or submit a quote request form. This may include:

• Your name, date of birth, phone number and email address
• Information about whether you take prescription medications, and an optional list of medication names you choose to provide
• The financial figures you enter into the calculator, such as mortgage, vehicle, credit card and other debt balances, annual income and the number of years of income replacement you select
• The estimated coverage need the calculator produces based on those figures

We may also collect basic technical information such as your browser type and pages viewed, used to keep the website working and to understand how it is used.

How we use your information

• To respond to your quote request and follow up with you about your life insurance options
• To understand your coverage needs so our conversation is useful to you
• To operate, maintain and improve this website
• To meet legal and regulatory obligations that apply to us

We do not sell your personal information. We do not use the information you submit for purposes unrelated to your inquiry without your consent.

Sensitive information

Health-related information, including prescription medications, can be sensitive. Any medication field on this website is optional. If you choose to provide this information it is used only to help review your options, is transmitted over an encrypted (HTTPS) connection, and should not be shared unless you are comfortable doing so. Please do not enter Social Security numbers, payment card numbers, bank account details or other highly sensitive identifiers into any form on this site.

How your information is stored and protected

Form submissions are delivered to our secure form service and forwarded to us by email. We use reasonable administrative and technical safeguards to protect the information we hold, and we retain it only as long as needed for the purposes described above or as required by law. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

Sharing with third parties

We share information only with service providers that help us operate this website and respond to your request — for example, our website host and form delivery service — and only for those purposes. We may disclose information where required by law or to protect our legal rights. We do not sell or rent your information to third parties.

Cookies and analytics

This website may use cookies and similar technologies to remember basic preferences and to understand aggregate traffic. These tools do not collect the financial figures you enter into the calculator. You can control cookies through your browser settings; disabling them may affect how parts of the site behave.

Your choices and rights

You may ask us to access, correct or delete the personal information you have submitted by contacting us using the details at the bottom of this page. You may also ask us to stop contacting you at any time. Depending on where you live, you may have additional rights under applicable privacy law, and we will honor those requests as required.

Children’s privacy

This website is intended for adults. We do not knowingly collect personal information from children under 18.

Changes to this policy

We may update this policy from time to time. The current version will always be posted on this page. Continued use of the website after an update means you accept the revised policy.