Insurance disclosures
Please read the following before relying on anything on this website. These disclosures apply to all content, calculators and forms on this site.
Not an insurance quote or contract
This website does not provide a binding insurance quote, an offer of insurance, or a contract of insurance. The estimate produced by the calculator is for educational purposes only. No coverage exists, and no obligation arises, until a policy is issued and accepted by an authorized insurance carrier and the required premium is paid.
Coverage, eligibility and premiums
All insurance products, their availability, eligibility requirements, premiums, benefits and terms are determined by the applicable insurance carrier and its underwriting process. Nothing on this website guarantees approval, a particular rate, a particular benefit amount, or that any coverage is available to you. Rates and availability can change.
State availability
Insurance products and the ability to offer them vary by state. Products may not be available in every state. Any coverage that may be offered would be subject to the laws, regulations and licensing requirements of the state in which it is offered. Information on this website is directed to residents of the states in which the applicable products may be offered.
Important Texas notice
This website is not intended to be, and should not be treated as, a solicitation of insurance in any jurisdiction where such a solicitation would be unlawful or where the person making it is not authorized to do so. Insurance in Texas is regulated by the Texas Department of Insurance, and consumers may contact that department with questions or complaints about insurance products or practices.
How life insurance works
Life insurance products have limitations and may not be suitable for everyone. Benefits may be reduced or may not be payable in certain circumstances set out in the policy, and some products have surrender charges or other costs. Always read the applicable policy and its disclosures before making a decision.
No guarantee of outcome
The material on this website is general in nature. It does not take into account your personal objectives, financial situation or needs — those are yours to assess, ideally with a qualified professional. Using the estimator or submitting a form does not create an advisory relationship, and it does not commit you to anything.
Questions about this page? Call 281-386-5221 or write to info@texaslifepolicy.com.